Privacy Policy for SubWise

1. Introduction

Welcome to SubWise ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we handle your data when you use our mobile application. SubWise is built with a privacy-first approach - all your data stays on your device.

2. Information We Collect

2.1 Information You Provide

• Subscription details you input (name, price, billing cycle, category, renewal dates, notes)
• User preferences (name, preferred currency, theme settings)
• Notification settings and reminder preferences
• App settings and preferences

2.2 Automatically Collected Information

None. Our app operates completely offline and does not collect any usage data, analytics, crash reports, or telemetry. We have no servers, no tracking, and no data collection mechanisms.

2.3 Pro Subscription Purchases

• When you purchase the Pro subscription, the transaction is processed entirely through the App Store
• We do not collect, process, or store any payment information
• Apple handles all billing, payment processing, and subscription management
• Your Pro subscription status is verified and stored locally on your device
• Subscription receipts are managed by Apple's systems, not ours

3. How We Use Your Information

We use the information stored locally on your device to:

• Store and manage your subscription information using AsyncStorage
• Provide subscription tracking and analytics features
• Send you local push notifications about upcoming subscription renewals (only if enabled)
• Display personalized subscription analytics and insights
• Verify your Pro subscription status locally
• Maintain your app preferences and settings

4. Data Storage and Security

• 100% Local Storage: All your data is stored locally on your device using React Native's AsyncStorage
• No Cloud Sync: No data is transmitted to external servers, cloud services, or third parties
• Device Security: Your data is protected by your device's built-in security features
• Complete Control: You can erase all your data at any time through the app's Danger Zone in settings
• Your data is sandboxed within the app and not accessible to other apps
• Pro subscription verification happens locally using Apple's receipt validation

5. Data Sharing and Disclosure

• Zero Data Sharing: We do not share your data with any third parties, ever
• Your subscription data remains exclusively on your device
• No data is collected for analytics, advertising, or marketing purposes
• Payment processing is handled entirely by Apple - we never see your payment details
• We have no servers or databases that could be compromised
• No data is sold, rented, or monetized in any way

6. Your Rights and Data Control

You have complete control over your data:

• Full Ownership: All data is stored locally and belongs entirely to you
• Complete Deletion: Erase all data instantly through the app's settings
• Notification Control: Enable/disable all notifications at any time
• Subscription Management: Manage your Pro subscription through your Apple ID account settings
• No Account Required: Use the app without creating any accounts
• Uninstall = Complete Removal: Deleting the app removes all associated data

7. Third-Party Services

7.1 Apple App Store

• Pro subscription purchases are processed through Apple's App Store
• Apple's privacy policy applies to payment processing and subscription management
• Receipt validation occurs locally on your device

7.2 Push Notifications

• Local notifications are generated by your device's operating system
• No data is sent to external notification services
• All notification scheduling happens locally

8. Children's Privacy

SubWise is not intended for use by children under 13. We do not knowingly collect personal information from children under 13. Since all data is stored locally and we don't collect any information, children's privacy is inherently protected by our architecture.

9. International Users

Since SubWise stores all data locally on your device and doesn't transmit any information to servers, there are no international data transfer concerns. Your data never leaves your device, regardless of your location.

10. Data Retention

• Data is retained only as long as the app is installed on your device
• You can delete specific subscriptions or all data at any time
• Uninstalling the app permanently removes all associated data
• No data backups are created on external servers

11. Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or for legal compliance. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date. Significant changes may be announced through the app's update notes.

12. Contact Us

If you have any questions about this privacy policy or our privacy practices, please contact us at:

13. Legal Compliance

This privacy policy complies with:

• General Data Protection Regulation (GDPR) - EU
• California Consumer Privacy Act (CCPA) - California
• Children's Online Privacy Protection Act (COPPA) - US
• Personal Information Protection and Electronic Documents Act (PIPEDA) - Canada
• Apple App Store Review Guidelines
• Other applicable data protection laws worldwide

14. Privacy by Design

SubWise was built with privacy as a core principle:

• No Backend: We have no servers to be compromised
• Local First: Everything stays on your device
• No Tracking: No analytics or usage monitoring
• No Accounts: Use the app without signing up anywhere
• Transparent: Open about our privacy-first approach
• User Control: You own and control all your data